Buying a first home. Travelling the world. Enjoying a full and rewarding retirement.

When it comes to investing, it’s important for you to have a plan in place to give yourself the best chance of achieving your goals.

Without a plan, it’s easy to get distracted. You may end up trying to time the market, chasing performance and missing out on potential long-term returns.

With a detailed and measurable plan, you know where you’re heading.

Along the way, you won’t know exactly what each day will bring. After all, market ups and downs can’t be controlled.

But there are things you can control, such as:

  • allocating investments across a wide range of asset classes
  • focusing on the long term, and
  • making sure you don’t pay more than you need to invest.

The Vanguard 2018 Index Chart shows that when it comes to investing, it can be hard to discern a pattern. In any given year, any asset class can finish on top. That’s why the key to achieving your goals is to remain focused on your long-term investment plan rather than short-term market ups and downs.

You can also see the importance of focusing on the long term, by:

Vanguard Interactive Index Chart

Our interactive index chart allows you to build your own customised version of the index chart with 45 years of investment performance across major asset classes as well as key economic, social, political and demographic changes.

It demonstrates how events that seemed catastrophic at the time became part of long-term market growth.

It reinforces the timeless principles of investing - setting clear goals, keeping your portfolios diversified, keeping costs low and sticking to your long-term plans.